Introduction
One of the best ways to save money
on car insurance is to bundle home and auto coverage. With all your other
household items, an added layer of protection can really make a difference in
the event of a covered claim or incident. If you are looking to learn how much
you could save by bundling home and auto insurance, read this guide first!
Buying car insurance can be a
difficult decision. Between the insurance rates, deductibles and cost of
replacing a car, there are many factors to consider when purchasing auto
insurance. However, today, we're focusing on savings. How much will you save by
bundling home and auto insurance?
Find
out what kind of discount you could get
The average auto insurance policy
costs around $1,000 per year. That may seem like a lot, but it's actually
cheaper than most people realize.
You might be surprised to learn that
there are multiple ways to get the same coverage for less — and one of them is
bundling your home and auto insurance policies with one company.
Here's how you can get unlimited
savings on your home and car insurance without sacrificing any coverage:
Find
out what kind of discount you could get
When shopping for car insurance,
you'll see that some companies offer discounts if you bundle your auto and home
policies together with them. If you're already insured through them, this could
save you money in the long run.
The best way to find out whether
they offer such a discount is by calling up their customer service line and
asking them directly (if they don't have a phone number listed online, then
call anyway). Ask whether they offer discounts for combining home and auto
policies and what terms apply (for example, are there any minimums or other
qualifications that apply?).
Money-saving
tips for car insurance
Saving money when it comes to car
insurance can be tricky. If you're not sure which type of coverage is best for
you, consider these three tips:
1. Buy a policy from an insurer with
excellent claims history.
2. Consider bundling home and auto
insurance into one policy.
3. Shop around for the best rates
before making your final decision.
Ways
to save on home insurance
The average homeowner spends about
$250 a year on home insurance, but there are ways to save on that amount.
Here's how you can save on home insurance and what you can do to reduce your
premium:
First,
you can shop around for the best rates.
You can also ask your agent to put
in a claim for you. The more claims you have on file, the more likely they are
to lower your rate. If you have a lot of claims, they may even give you an
extra year's worth of coverage when it comes time to renew your policy.
Ask
for discounts.
Homeowners insurance discounts are
often available in the form of discounts on deductibles and other factors. Ask
your agent whether you qualify for any discounts that may help lower the cost
of your premium.
Lower
your deductible.
You can ask your insurance company
if they will lower your deductible, which reduces the cost of property damage
or injury claims that are made against you by another driver or owner. Some
policies even offer discounts for lowering auto-claims as well as increased
coverage or discounts on other types of coverage such as flood, extended
warranty and more.
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